How it works
You are likely to be in need of quick cash at a given point in your life. When that moment comes, we are ready to help you get through it without putting much strain on your budget. We are proud to say that people who apply through our website to a fast cash advance loan are always matched with one or more beneficial loan offers.
How to get a short-term loan?
Submit an application
- The whole process is limited to only two minutes, because we took time to design an application that asks only for relevant information.
- We use a 256-bit encryption system, so that all your information is safe and out of reach for the parties not involved into the deal.
- Upon submission, your application is forwarded to the analysis to give you the best offer according to your requirements. You can get up to $1000 if you qualify as an appropriate candidate.
Review offers in peace
After you submitted the application, you should wait a few minutes to get offers. Never hurry to accept the first offer that comes your way. Carefully review all of them and don’t forget that it’s your right to refuse whatever offers you like. Moreover, nobody says you can’t cancel the whole thing whenever you want. After you are sure you found the right deal, move on to the next step.
It’s time to get your money1. You are asked to electronically sing the contract;
2. Always read the agreement fully and thoroughly;
3. If you think everything is ok, you sign the contract. After you sign, the law obliges you to abide to its terms, meaning that you willingly agreed to pay a certain amount of money to the lender by a specific due date.
4. After the provider receives the signed contract, the money are released to your bank account.
5. You get your account funded on the following working day.
Don’t forget to pay the money backHere’s what’s important:
- No money orders;
- No mailed checks;
- No need to drive to a physical store and repay the fast cash advance loan yourself;
- Your sole responsibility is to make sure there are enough funds in your bank account on the due date. The lender will then withdraw what you owe. The advantages of this procedure are:
- It reduces the chances of late payments, thus helping you avoid late fees.
- You basically don’t have to make any efforts or adjustments to your normal schedule.
If you are unable to ensure sufficient funds on the due date, contact your provider and see what available options you have.
How do I qualify for such loan?
Fortunately for all the borrowers with bad credit or no credit at all, fast cash advance loans are available to a wider range of people than traditional loans. The few simple requirements are:
- Be at least 18 years old and live in the US legally;
- Have a valid phone number and email address;
- Work legally in the US at least 90 consecutive days for one employer;
- Meet minimum income requirements;
- Have a valid bank account that is not overdrawn at this time.
Credit history does not matter
Most banks and financial institutions assess credit risk by checking credit reports thoroughly prior to approving an application. However, fast cash advance loan lenders are different. Most of them don’t perform a credit check, and those who do have other goals:
- They use sources like DP and TeleTrack. Therefore, your credit score will not be affected by not paying the cash advance on time.
- They just want to see if you have any bankruptcies or other outstanding loans.
- The credit check they perform is not very thorough.
Be smart when using short-term loans
Follow the rules below to ensure a borrowing experience without any unpleasant surprises:
- Always pay the loan on time. This way you prove your credit worthiness in front of the lender thus making him or her want to lend you money at better rates upon future applications.
- Never sign a contract that you don’t fully understand. If necessary, seek legal advice.
- After repaying the fast cash advance loan, you should still have enough money to cover your regular financial obligations. This makes the difference between a beginner and an experienced borrower.
- Don’t hesitate to contact the lender if you can’t or won’t pay the loan on time. The lender will present all the options you have at that point.
We are here to serve you
Our customer service is excellent (just ask our clients), and we truly want to help you go through a fruitful and effective borrowing experience. For that reason, we invite you to ask any questions about short-term loans.